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Banked Interest and Loans
Posted: Sat Mar 12, 2005 1:41 am
by _____Jedi_____
I know tht every 30 minutes you get your new turn and new Naq depending on your army size... but would it be possible to get interest on what yuo have in the bank? I saw a post earlier about taking out loans, would that be possible? Taking out a loan to say a max of 4 times what your max naq generation per turn is? You would have a set period of time by which you would have to pay it off by, and if you pass that time you will still a turn every 30 minutes, but you wouldnt get any Naq per turn. Also if you pass this period of time you could declaire bankrupcy where you would have to sacrifice say 50% or so of your total fighting force.
Just a thought.
Sy~
Posted: Sat Mar 12, 2005 2:52 am
by Wolf359
Not a bad idea - reckon you should have posted a poll on it.
Posted: Sat Mar 12, 2005 5:27 am
by _____Jedi_____
Sorry dude I dont understand what you mean.
Sy~
Posted: Sat Mar 12, 2005 5:32 am
by RepliJake
he means Poll* to vote
Posted: Sat Mar 12, 2005 5:38 am
by _____Jedi_____
Ahh, Ok ok, cool... I'll set one up now.
Sy~
Posted: Sat Mar 12, 2005 5:47 am
by NoDot
IMO, if anything is done to the banking system, they need to move the transaction cost to depositing instead of withdrawls.
Posted: Sat Mar 12, 2005 5:55 am
by _____Jedi_____
But the result would be the same... Id just drop the charge altogether.
Sy~
Posted: Sat Mar 12, 2005 7:02 am
by NoDot
syoftheasgard wrote:But the result would be the same... Id just drop the charge altogether.
You obviously weren't here before the bank was implimented. I'll let others fill in the rest.
Posted: Sat Mar 12, 2005 7:04 am
by Guest
NoDot wrote:syoftheasgard wrote:But the result would be the same... Id just drop the charge altogether.
You obviously weren't here before the bank was implimented. I'll let others fill in the rest.
Basically, before the bank was implemented, you used to go on and find the 150,000 Naquadah you had been saving for a superweapon stolen and the weapons you did have destroyed
FEEL THE WRATH AND FACT FILLED INFORMATION OF MY 500TH POST!!!!!!!!!!
Posted: Sat Mar 12, 2005 8:14 am
by Replisean
im one of the lucky ones just as i started playing the bank was implimented.
as for the interest its a bad idea. the reason a withdrawl cost was put on was to stop people banking every 30 mins then getting it out and banking again it stops every1 having 0naq some ppl are tight and dont like the 5% they lose.
well im guessing thats the reason anyway.
as for the loans that sound like a great idea,
Posted: Sat Mar 12, 2005 8:28 am
by Guest
Thats what I do anyway, and I'm guessing others do too, bank it until I can afford to get the more powerful things!
Posted: Sat Mar 12, 2005 8:31 am
by Replisean
me 2.
u always get a few who dont like to lose anything
edit: think of the 5% u lose as your cheif inteligences salary hehe
Posted: Sat Mar 12, 2005 9:25 am
by NoDot
Lord Ba'al wrote:as for the interest its a bad idea. the reason a withdrawl cost was put on was to stop people banking every 30 mins then getting it out and banking again it stops every1 having 0naq some ppl are tight and dont like the 5% they lose.
I'm not suggesting getting rid of it, I'm suggesting moving it to the deposit.
Posted: Sat Mar 12, 2005 10:45 am
by Replisean
what you meant to say then was 5% deposit cost (ie putting it in the bank) rather than interest, that means you gain money at a fixed rating ie 1% every day or whatever so if you had 1000 in bank by day 2 you would have 1010naq you get what i mean
Posted: Sat Mar 12, 2005 11:39 am
by NoDot
Lord Ba'al wrote:what you meant to say then was 5% deposit cost (ie putting it in the bank) rather than interest, that means you gain money at a fixed rating ie 1% every day or whatever so if you had 1000 in bank by day 2 you would have 1010naq you get what i mean
I wasn't even talking about interest. I was only talking about the transation cost.